FLOOR CLAUSE
Lawyers specializing in floor clause in Murcia
One of the financial instruments with which banks have been profiting unfairly and to the detriment of the consumer, the average citizen, has been by incorporating the so-called floor clauses included in an abusive manner into mortgage loans.
If you suspect that your mortgage has a floor clause that does not allow you to benefit from the interest rate drops that have been occurring in recent times and that represents a relief for the consumer, do not let ignorance and lack of information lead you to lose the extra money invested as a result of its inclusion, nor to continue losing financial amounts in the future, since remaining passive in this situation will have consequences.
Get in touch with our team lawyers specializing in floor clause in Murcia, they will give you sufficient security and confidence in the processing of this procedure, where we will provide you with information on what your rights are, the procedure to follow from the extrajudicial claim to the banking entity in question, to the presentation of the individual claim in the corresponding procedure in which we will assert your rights, in order to declare the nullity of the clause, its non-application and restitution of the amount that has been paid in excess as a consequence of the floor clause.
MURCIA FLOOR CLAUSE LAWYERS
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CUSTOMER OPINIONS
Since we began to practice as lawyers in Murcia We have helped many clients, defending their interests with determination and experience. Thanks to them, we have been able to grow as professionals and also as people. This is what they say about us.
Excellent rating
Based on 83 reviewsTrustindex verifies that the original source of the review is Google. Perfect, highly recommended. I had to respond to the Spanish Tax Agency (AEAT) regarding an appeal under the special tax regime of Article 93 of the Personal Income Tax Law ("Beckham Law"), and they immediately used their network to provide me with the required solution. Thank you so much, Maria Jose! Marita Tillman04/11/2025Trustindex verifies that the original source of the review is Google. Kindness and professionalism, excellent service, thank you for everything Claudia Moha zinai03/11/2025Trustindex verifies that the original source of the review is Google. A top-notch lawyer—fast, friendly, efficient, you feel supported at all times, and she's incredibly professional. She's definitely become my family's lawyer. Thank you for everything, Maria José. Miguel Angel Gomez Lopez22/09/2025Trustindex verifies that the original source of the review is Google. We went there intending to start a process, and she explained everything wonderfully, even though I still didn't fully understand all the possibilities. María José was patient and helped us understand the whole process. She advised us to be patient, and that in October, depending on what happens with the company where I work, we would make a decision, and she would help us focus on it. Trabuchodnosor28/07/2025Trustindex verifies that the original source of the review is Google. We received friendly and highly professional service from both María José and Claudia, who were always willing to help with any questions we had. I highly recommend them and will definitely use their services for any future issues! Sergio Barba17/07/2025Trustindex verifies that the original source of the review is Google. I am very grateful to ACC Legal Abogados in Murcia, and especially to Claudia, for her professionalism, approachability, and dedication. From the very first moment, she explained everything clearly, answered all my questions, and put me at ease. Thanks to her, I felt supported and very well represented throughout the entire process. I highly recommend this firm for its professionalism and for having such caring and committed professionals. Encarnación Funes Sánchez13/07/2025Trustindex verifies that the original source of the review is Google. An amazing team! I'm so grateful for the attention and professionalism of Claudia and the entire firm. From the very first moment, I felt supported, listened to, and guided with great clarity. Claudia is especially resourceful, approachable, and incredibly efficient. It's a pleasure to work with people like her! Thank you for everything 🙌 Migo Man08/07/2025Trustindex verifies that the original source of the review is Google. A firm of extraordinary professionals, dedicated and incredibly approachable. Their advice and planning were impeccable. I will definitely stay in touch with this superb law firm in the future. Antonio Pla Celdran08/07/2025Trustindex verifies that the original source of the review is Google. A truly outstanding professional. Francisco Candel26/06/2025Trustindex verifies that the original source of the review is Google. They served us very quickly, giving us all the information we needed to start the process and find a solution as quickly as possible. María José was very attentive and agreed to meet via video call due to a last-minute unexpected event on our part. We are very grateful for the services provided and highly recommend them. Josemi Pe03/06/2025
Protect your rights and get the justice you deserve
Lawyers specializing in floor clause in Murcia
Do not wait any longer to consult with us, as there are many cases in which we have worked, obtaining a satisfactory result, with the nullity of the abusive clause and the return of the amounts charged for the application of the clause.
You should know that currently and after the latest rulings issued by the Supreme Court, the reality is very favorable for the consumer, recognizing the retroactivity of the amounts overpaid, although with some limits, because despite the fact that the last ruling of the High Court, exempts banking entities from repaying amounts prior to May 2013, we fight so that in cases that do not comply with what is established by the Supreme Court, Justice condemns the entity to return everything overpaid.
To do this, after an initial consultation in our office lawyers specializing in floor clause in Murcia, we will carry out a study of your mortgage and the documentation that we will request, with which we will inform you if this clause has been established with the due transparency required by banking regulations, or if, on the contrary, we are facing an abusive clause whose nullity we must urge.
Don't waste any more time, and contact us as soon as possible, we will give you advice on all those clauses that may have been included in your mortgage in an abusive manner, since it is no longer just the abusive clauses that are included without the required transparency, but also many other clauses (for example, abusive late payment interest, early maturity clause) that must be evaluated by experts to determine their non-application in accordance with banking and European regulations.
LAW FIRM SPECIALISTS IN FLOOR CLAUSE IN MURCIA
With the help of a team of highly trained professionals, in our office lawyers specializing in floor clause in Murcia We assure you the highest level of care and experience. Meet our lawyers!
ALMUDENA CASCALES CAMPUZANO
LAWYER (FOUNDING PARTNER)“The quality of the advice provided to the client is conditional on the lawyer continually updating his knowledge, through attendance at courses and conferences of different kinds. “Loyalty and respect for the client consists of carrying out a thorough study of their particular matter to offer them the best solution.”
Member number 5.532 of the Illustrious Bar Association of Murcia
- Graduate in Law from the University of Murcia.
- Master in International Law at the University of Liverpool.
- Specialist in areas of civil and commercial law, as well as international law, providing legal assistance in English and Spanish.
MARÍA JOSÉ ROSIQUE CARRILERO
LAWYER (PARTNER OF THE FIRM)“Each matter is unique and each client deserves to receive treatment that is different from the rest in order to adequately address their needs. “Professionalism, value and closeness to the client must govern every action carried out by the lawyer.”
Member number 7.682 of the Illustrious Bar Association of Murcia.
- Graduated in Law from the University of Murcia.
- Master's Degree in Law completed at the School of Legal Practice of Murcia.
- Coordinator of the civil, criminal, social and administrative law departments.
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MURCIA FLOOR CLAUSE LAWYERS
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