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FLOOR CLAUSE

Murcia Floor Clause Lawyers - Free First Visit | ACC LEGAL LAWYERS
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Lawyers specializing in floor clause in Murcia

One of the financial instruments with which banks have been profiting unfairly and to the detriment of the consumer, the average citizen, has been by incorporating the so-called floor clauses included in an abusive manner into mortgage loans.

If you suspect that your mortgage has a floor clause that does not allow you to benefit from the interest rate drops that have been occurring in recent times and that represents a relief for the consumer, do not let ignorance and lack of information lead you to lose the extra money invested as a result of its inclusion, nor to continue losing financial amounts in the future, since remaining passive in this situation will have consequences.

Get in touch with our team of lawyers specializing in mortgage floor clauses in Murcia . They will give you the security and confidence you need in handling this procedure. We will provide you with information on your rights and the process to follow, from the initial out-of-court claim to the bank in question to the filing of an individual lawsuit in the corresponding legal proceedings. In this lawsuit, we will assert your rights to have the clause declared null and void, its non-application, and the amount you have been paying in excess as a result of the floor clause reinstated.

MURCIA FLOOR CLAUSE LAWYERS

Lawyers in Murcia - Free First Visit | ACC LEGAL LAWYERS

DO YOU NEED LEGAL HELP WITH YOUR BANK?

01. Request an appointment

Request an appointment at our law firm specializing in mortgage floor clauses in Murcia so we can get to know you and assess your case individually. You can do this directly from our website, through the appointment request form, or by using the call button to contact us quickly.

02. Payment facilities

Secure the best defense without breaking the bank! At ACC Legal Abogados, we offer flexible monthly payment plans. Our services are tailored to your budget.

03. Fast answer

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LAWYERS SPECIALIST IN FLOOR CLAUSE IN MURCIA

CUSTOMER OPINIONS

Since we began practicing law in Murcia, we have helped many clients, defending their interests with determination and experience. Thanks to them, we have grown both professionally and personally. Here's what they say about us.

Law Firm in Murcia Capital | ACC Legal Abogados
Excellent rating
Based on 95 reviews
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They did an excellent job with my regularization 🙌🏻
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Mauricio Rosales
16/09/2026
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They took care of everything. Reasonable prices.
Valeria Ramos profile picture
Valeria Ramos
04/09/2026
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The ACC Legal team has accompanied and advised us throughout a long legal process of over eight years. Fortunately, we came to them after another firm rejected our case, seeing no viable options. At ACC, they guided us with great professionalism, confidence, and clarity in addressing all possible scenarios from the very beginning and throughout this long period. On a personal level, it hasn't been easy, and having professional support has been one of the most important aspects to consider in navigating the process successfully. We can only express our gratitude for their excellent work and treatment. After so much time, we can say that it has been worthwhile, and we are fortunate to have found them at the right time. Thank you so much, María José, and thank you, Almudena, for your professionalism and support.
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CJA
22/06/2026
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The entire team has been incredibly professional, clear, and attentive throughout my residency application process. I especially want to thank Ms. Claudia Grao, with whom I was in contact most of the time. She was always very receptive, patient, and thorough in her explanations, which made the whole process much smoother and less stressful. I recommend them without hesitation: they work with rigor, compassion, and excellent communication.
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Sirius Marie Daquigan (Sai)
17/06/2026
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I hired ACC Legal to deal with a contract dispute in the sale of a horse. She advocated well for me and we came to a good agreement with the other party. I wasn't always easy to get ahold of as I'm in another country but she was persistent and professional. I thought what she charged was fair and she was clear about her pricing. I hope to never need her services again but if I do, I will not hesitate to contact her again.
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Marsha Ayers
15/06/2026
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María José and Claudia were always attentive whenever I had questions about the requirements for my application. I must say they are professional, friendly, and always willing to answer my questions. They helped us step by step and guided us through the residency process, and I will definitely contact them again for any legal matters that may arise in the future. Top-notch service and highly recommended. Thank you so much for your work! 😁
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Hazel Deen Gasacao
01/06/2026
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Very pleased with ACC Legal for their professionalism. We approached them with a complex case after being rejected by another firm that considered the case lost. We won the initial trial, and they successfully responded to the subsequent appeals. Thanks to them, we were able to obtain compensation for the harm suffered. Special thanks to María José for her excellent work preparing for the trial and in our defense, and to Almudena for her professionalism.
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Grégory Mercier
22/05/2026
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It is in complex, difficult and unjust situations that the forceful and firm lawyer MJ acts, capable of making the impossible possible, achieving the "unachievable" and defending the indefensible, achieving solutions, justice and light because there is always a glimmer of faith and hope for those people who, immersed in a sea of ​​powerlessness and disorientation, trust and believe in her, transmitting security, tranquility and strength.
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Carlos Navarro Gordo
11/05/2026

Protect your rights and get the justice you deserve

Murcia Floor Clause Lawyers - Free First Visit | ACC LEGAL LAWYERS
ACC LEGAL ABOGADOS

Lawyers specializing in floor clause in Murcia

Do not wait any longer to consult with us, as there are many cases in which we have worked, obtaining a satisfactory result, with the nullity of the abusive clause and the return of the amounts charged for the application of the clause.

You should know that currently and after the latest rulings issued by the Supreme Court, the reality is very favorable for the consumer, recognizing the retroactivity of the amounts overpaid, although with some limits, because despite the fact that the last ruling of the High Court, exempts banking entities from repaying amounts prior to May 2013, we fight so that in cases that do not comply with what is established by the Supreme Court, Justice condemns the entity to return everything overpaid.

To do this, after an initial consultation at our law firm specializing in mortgage floor clauses in Murcia , we will conduct a study of your mortgage and the documentation we request, with which we will inform you whether this clause has been established with the due transparency required by banking regulations, or whether, on the contrary, we are dealing with an abusive clause whose nullity we must request.

Don't waste any more time, and contact us as soon as possible, we will give you advice on all those clauses that may have been included in your mortgage in an abusive manner, since it is no longer just the abusive clauses that are included without the required transparency, but also many other clauses (for example, abusive late payment interest, early maturity clause) that must be evaluated by experts to determine their non-application in accordance with banking and European regulations.

OUR TEAM

LAW FIRM SPECIALISTS IN FLOOR CLAUSE IN MURCIA

With a team of highly qualified professionals, our law firm specializing in mortgage floor clauses in Murcia guarantees you the highest level of service and expertise. Meet our lawyers!

Law Firm in Murcia - Almudena Cascales Campuzano | ACC Legal Abogados
ALMUDENA CASCALES CAMPUZANO
LAWYER (FOUNDING PARTNER)
“The quality of the advice provided to the client is conditional on the lawyer continually updating his knowledge, through attendance at courses and conferences of different kinds. “Loyalty and respect for the client consists of carrying out a thorough study of their particular matter to offer them the best solution.”
Member number 5.532 of the Illustrious Bar Association of Murcia
  • Graduate in Law from the University of Murcia.
  • Master in International Law at the University of Liverpool.
  • Specialist in areas of civil and commercial law, as well as international law, providing legal assistance in English and Spanish.
Lawyers in Murcia - María José Rosique Carrilero | ACC Legal Abogados
MARÍA JOSÉ ROSIQUE CARRILERO
LAWYER (PARTNER OF THE FIRM)
“Each matter is unique and each client deserves to receive treatment that is different from the rest in order to adequately address their needs. “Professionalism, value and closeness to the client must govern every action carried out by the lawyer.”
Member number 7.682 of the Illustrious Bar Association of Murcia.
  • Graduated in Law from the University of Murcia.
  • Master's Degree in Law completed at the School of Legal Practice of Murcia.
  • Coordinator of the civil, criminal, social and administrative law departments.
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