CLAIM FOR UNPAID AND DEFENSE OF DEBTORS

ACC LEGAL ABOGADOS

Lawyers specializing in claims for unpaid debts and debts in Murcia

If you have an outstanding debt or loan payment stemming from a business or contractual relationship, contact our specialists. We are an expert debt collection firm committed to ensuring you receive your debt in full. If necessary, we will also represent you in your case if you owe any amount, invoking the legal framework available to you.

Don't hesitate any longer and consult with our team of professionals as soon as possible. After an initial review of your debt and its circumstances, they will advise you on the viability of your claim and follow the legally established procedure for each case. Our firm has a team of lawyers specializing in debt collection in Murcia with extensive experience and training in various areas of law (debt collection, collection of unpaid invoices, non-payment of alimony, claims against defaulting neighbors, collection of unpaid bills, promissory notes and checks, eviction for non-payment, and mortgage foreclosures).

SCHEDULE AN APPOINTMENT

LAWYERS CLAIM FOR UNPAID AND DEBT MURCIA

DO YOU REQUIRE LEGAL ADVICE TO RECOVER A DEBT? DO YOU NEED LEGAL SUPPORT IN YOUR DEBTOR SITUATION?

01. Request an appointment

Request an appointment at our law firm specializing in debt collection and recovery in Murcia so we can meet you and assess your case individually. You can do this directly from our website, through the appointment request form, or by using the call button to contact us quickly.

02. Payment facilities

Secure the best defense without breaking the bank! At ACC Legal Abogados, we offer flexible monthly payment plans. Our services are tailored to your budget.

03. Fast answer

We are committed to giving you a quick response in the assessment of your case. Your time is important to us.

SCHEDULE AN APPOINTMENT

LAWYERS SPECIALISTS IN CLAIMING UNPAID AND DEBT IN MURCIA

CUSTOMER OPINIONS

Since we began practicing law in Murcia, we have helped many clients, defending their interests with determination and experience. Thanks to them, we have grown both professionally and personally. Here's what they say about us.

      Excellent rating  
 Based on 93 reviews 
    
  
 
 
      Trustindex verifies that the original source of the review is Google. The ACC Legal team has accompanied and advised us throughout a long legal process of over eight years. Fortunately, we came to them after another firm rejected our case, seeing no viable options. At ACC, they guided us with great professionalism, confidence, and clarity in addressing all possible scenarios from the very beginning and throughout this long period. On a personal level, it hasn't been easy, and having professional support has been one of the most important aspects to consider in navigating the process successfully. We can only express our gratitude for their excellent work and treatment. After so much time, we can say that it has been worthwhile, and we are fortunate to have found them at the right time. Thank you so much, María José, and thank you, Almudena, for your professionalism and support.
     
   CJA 
 22/06/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. The entire team has been incredibly professional, clear, and attentive throughout my residency application process. I especially want to thank Ms. Claudia Grao, with whom I was in contact most of the time. She was always very receptive, patient, and thorough in her explanations, which made the whole process much smoother and less stressful. I recommend them without hesitation: they work with rigor, compassion, and excellent communication.
     
   Sirius Marie Daquigan (Sai) 
 17/06/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. I hired ACC Legal to deal with a contract dispute in the sale of a horse. She advocated well for me and we came to a good agreement with the other party. I wasn't always easy to get ahold of as I'm in another country but she was persistent and professional. I thought what she charged was fair and she was clear about her pricing. I hope to never need her services again but if I do, I will not hesitate to contact her again.
     
   Marsha Ayers 
 15/06/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. María José and Claudia were always attentive whenever I had questions about the requirements for my application. I must say they are professional, friendly, and always willing to answer my questions. They helped us step by step and guided us through the residency process, and I will definitely contact them again for any legal matters that may arise in the future. Top-notch service and highly recommended. Thank you so much for your work! 😁
     
   Hazel Deen Gasacao 
 01/06/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Very pleased with ACC Legal for their professionalism. We approached them with a complex case after being rejected by another firm that considered the case lost. We won the initial trial, and they successfully responded to the subsequent appeals. Thanks to them, we were able to obtain compensation for the harm suffered. Special thanks to María José for her excellent work preparing for the trial and in our defense, and to Almudena for her professionalism.
     
   Grégory Mercier 
 22/05/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. It is in complex, difficult and unjust situations that the forceful and firm lawyer MJ acts, capable of making the impossible possible, achieving the "unachievable" and defending the indefensible, achieving solutions, justice and light because there is always a glimmer of faith and hope for those people who, immersed in a sea of powerlessness and disorientation, trust and believe in her, transmitting security, tranquility and strength.
     
   Carlos Navarro Gordo 
 11/05/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. María José is an excellent professional. She has been guiding me since October in a very personal and friendly way, answering all my questions even before opening a formal case. It's clear she genuinely cares about helping. Highly recommended!
     
   Madeleine Montoya 
 11/02/2026
 
 
 
 
    Trustindex verifies that the original source of the review is Google. Our sincere thanks to ACC Legal and especially to their lawyer, María José, for her outstanding professionalism. She is a true expert in her field, impeccable in all her work, and possesses great empathy and a pleasant demeanor. We felt guided and supported. Thank you for your excellent work, which resulted in our successful legal outcome. Highly recommended.
     
   Francisco José González Gosálvez 
 05/02/2026

Protect your rights and get the justice you deserve

SCHEDULE AN APPOINTMENT

OUR TEAM

LAW FIRM SPECIALISTS IN CLAIMING UNPAID AND DEBT IN MURCIA

With a team of highly qualified professionals, our law firm specializing in debt collection and recovery in Murcia guarantees you the highest level of service and expertise. Meet our lawyers!

ALMUDENA CASCALES CAMPUZANO

LAWYER (FOUNDING PARTNER)

“The quality of the advice provided to the client is conditional on the lawyer continually updating his knowledge, through attendance at courses and conferences of different kinds. “Loyalty and respect for the client consists of carrying out a thorough study of their particular matter to offer them the best solution.”

Member number 5.532 of the Illustrious Bar Association of Murcia

Graduate in Law from the University of Murcia.
Master in International Law at the University of Liverpool.
Specialist in areas of civil and commercial law, as well as international law, providing legal assistance in English and Spanish.

MARÍA JOSÉ ROSIQUE CARRILERO

LAWYER (PARTNER OF THE FIRM)

“Each matter is unique and each client deserves to receive treatment that is different from the rest in order to adequately address their needs. “Professionalism, value and closeness to the client must govern every action carried out by the lawyer.”

Member number 7.682 of the Illustrious Bar Association of Murcia.

Graduated in Law from the University of Murcia.
Master's Degree in Law completed at the School of Legal Practice of Murcia.
Coordinator of the civil, criminal, social and administrative law departments.

REQUEST AN APPOINTMENT NOW

WE CALL YOU

To help you get to know us, hear about your case, and receive a personalized assessment, our law firm specializing in debt collection and recovery in Murcia makes it easy to schedule an appointment. Leave us your contact information, and we'll call you shortly to confirm.

LAWYERS SPECIALISTS IN CLAIMING UNPAID AND DEBTS IN MURCIA

FREQUENTLY ASKED QUESTIONS ABOUT CLAIMING AMOUNT AND DEFAULTS

Below are some of the most frequently asked questions received by our team of lawyers specializing in debt collection and recovery in Murcia.

How to proceed when a neighbor stops paying his dues to the Community of Owners?

In this case, after an extrajudicial claim requiring payment without proceeding, we will initiate the monitoring procedure provided for by the Horizontal Property Law, which will be presented by the President of the Community on behalf of and representing the Community of owners, accompanied by all the documents that The law expressly establishes this. One of the advantages of this procedure is that if the debtor neither pays nor objects, the resolution issued will be directly enforceable, and even in the event of non-payment, the debtor's assets may be seized in an amount sufficient to cover the debt. If the debtor objects, the procedure will be followed through the procedures of the Verbal or Ordinary Trial, depending on the amount claimed.

It is also possible to file a request for a verbal or ordinary trial before the civil jurisdiction, for which the specific case and the documentation available will have to be studied.

What is the monitoring procedure?

It is a procedure used to collect specific, overdue, due, and documented monetary debts . Such a request is appropriate when the debt can be proven by providing documents such as invoices, delivery notes, commercial documents related to contractual relationships, certificates of non-payment, etc.

In the eviction procedure for non-payment of rent, can the defendant enervate or avoid the action if he was previously and extrajudicially required to pay?

In eviction processes due to non-payment of rent, after the lawsuit, the Judicial Secretary issues a decree in which, within a period of 10 days, either the defendant pays, or objects because the requirements are not met, or vacates the property.

Well, the eviction action can be weakened or avoided through the full payment of the rents owed, which will result in the termination of the process by extra-procedural satisfaction.

However, the possibility of enervating or avoiding the action will not apply when the lessor has required payment from the lessee by any reliable means with at least thirty days prior to the presentation of the demand and the payment has not been made. at the time of said presentation. Hence the importance of said requirement before filing the claim.

When do you go for an exchange procedure?

When the creditor has a debt pending collection arising from a commercial or contractual relationship, but what makes this procedure special is that the exchange action is exercised because the payment obligation is reflected in a security title, these being: Letter exchange, check or promissory note.

ACC LEGAL ABOGADOS

LAWYERS SPECIALISTS IN CLAIMING UNPAID AND DEBT IN MURCIA

Discover more information and services on claiming unpaid bills and debts.