REVOLVING CARDS
Lawyers specializing in revolving cards in Murcia
Revolving cards have become very popular thanks to their flexibility and, above all, because of how lucrative they are for the financial institutions that issue them. Nowadays, all banks as well as many businesses have them.
Although its operation is simple and seemingly harmless, its use causes many problems and headaches. Although they are in card format, they are implemented as consumer credit. That is, they allow you to make purchases or have cash by deferring payments, but with the particularity that the interest they apply can even exceed 20% APR, which implies usury according to many court rulings.
If you have been paying installments for years but the debt never ends, you most likely have a revolving card. In this case, to stop adding interest and put an end to the perpetual debt, it is necessary to cancel the contract. But don't worry, there is good news, due to the abusiveness and lack of transparency of these products, it is very easy to win in court. To do this, in our office we put at your disposal a team of lawyers specializing in revolving cards in Murcia. With our help you can cancel the card and recover the interest you have paid.
REVOLVING CARD LAWYERS MURCIA
DO YOU NEED LEGAL HELP WITH YOUR REVOLVING CARD?
01. First visit free
With the aim that you can get to know us, tell us about your case and we can give you a budget adjusted to your needs, in our office. lawyers specializing in revolving cards in Murcia We offer you a free and no-obligation first visit.
02. Payment facilities
Ensure the best defense without making great financial efforts! In ACC Legal Abogados We offer you monthly payment facilities. Our services adapt to your budget.
03. Fast answer
We are committed to giving you a quick response in the assessment of your case. Your time is important to us.
CUSTOMER OPINIONS
Since we began to practice as lawyers in Murcia We have helped many clients, defending their interests with determination and experience. Thanks to them, we have been able to grow as professionals and also as people. This is what they say about us.
Protect your rights and get the justice you deserve
LAW FIRM SPECIALISTS IN REVOLVING CARDS IN MURCIA
With the help of a team of highly trained professionals, in our office lawyers specializing in revolving cards in Murcia We assure you the highest level of care and experience. Get to know our abogados!
ALMUDENA CASCALES CAMPUZANO
LAWYER (FOUNDING PARTNER)“The quality of the advice provided to the client is conditional on the lawyer continually updating his knowledge, through attendance at courses and conferences of different kinds. “Loyalty and respect for the client consists of carrying out a thorough study of their particular matter to offer them the best solution.”
Member number 5.532 of the Illustrious Bar Association of Murcia
- Graduate in Law from the University of Murcia.
- Master in International Law at the University of Liverpool.
- Specialist in areas of civil and commercial law, as well as international law, providing legal assistance in English and Spanish.
MARÍA JOSÉ ROSIQUE CARRILERO
LAWYER (PARTNER OF THE FIRM)“Each matter is unique and each client deserves to receive treatment that is different from the rest in order to adequately address their needs. “Professionalism, value and closeness to the client must govern every action carried out by the lawyer.”
Member number 7.682 of the Illustrious Bar Association of Murcia.
- Graduated in Law from the University of Murcia.
- Master's Degree in Law completed at the School of Legal Practice of Murcia.
- Coordinator of the civil, criminal, social and administrative law departments.
WE CALL YOU
With the aim that you can get to know us, tell us about your case and we can give you a budget adjusted to your needs, in our office. lawyers specializing in revolving cards in Murcia We offer you a free and no-obligation first visit. Leave us your contact information and we will call you shortly to make an appointment.
REVOLVING CARDS FREQUENTLY ASKED QUESTIONS
Below we show you some of the most frequently asked questions that our team receives. lawyers specializing in revolving cards in Murcia.
What are revolving cards?
An revolving card It has a credit assigned to be able to defer payments for purchases or cash withdrawals made with it. Its operation is very similar to that of microcredits or quick loans, which have the characteristic of giving money quickly and easily, but applying very high interest rates.
How do I know if my card is revolving?
What can I claim from the revolving card?
You can claim the nullity of the contract and the return of excess interest:
- If the money paid is more than what was lent, you can judicially claim the nullity of the contract, the excess capital plus interest, insurance and commissions that you have been charged.
- If you have not yet paid what you borrowed, you can judicially claim the nullity of the credit card contract, the return of interest, insurance and commissions. Previously you will have to pay the bank the borrowed capital that you have left to pay.
How can I claim?
If you are paying excessive interest on a revolving card, you have three ways to complain:
- Claim to the bank. It is the recommended way to claim prior to judicial proceedings.
- Claim through the Bank of Spain. If the bank from which you have claimed the interest on your revolving card does not give you any response, or what it proposes is not to your liking, you will have to go to the Bank of Spain to act as a mediator.
- Claim through judicial means. If you cannot reach an agreement with the bank, you will have to go to court. This means filing a lawsuit before a Court of First Instance and waiting for the trial to take place.
