The clause that required payment of all mortgage expenses or mortgage expenses has been declared void and condemned to return mortgage costs to the consumer.
On October 23, the Court of First Instance no. 11 of Murcia issued its ruling no.
The ruling indicates that the attribution of all "thinkable, previous, present and future expenses to the borrower generates an evident imbalance that must lead to the nullity of the clause", and condemns the bank to pay the amount of 1.581,44 euros.
Specifically, it orders the Bank to return:
- Appraisal expenses
- Management expenses
- Notary and Property Registry Expenses.
The ruling clarifies that these expenses include not only those prior to the creation of the mortgage guarantee (property appraisal expenses) and those generated as a result of the granting of the public deed and the registration in the Property Registry (notary). , registration and management) but also any future expenses, including those generated by the cancellation. “Due to the omnicomprehension in the attribution of all types of conceivable expenses, previous, present and future, to the borrower, an evident imbalance is generated that must lead to the nullity of the clause.”
This is the first ruling from Court No. 11 of Murcia. It's time to claim the costs of formalizing the mortgage from your bank, and get your money back..
Contact us at 868 97 56 50 and we will inform you how to proceed.
