When an individual or company stops paying us for a service that we have provided, for which delivered a check, promissory note or bill of exchange as a form of payment, but that we have not yet collected because said exchange effects lack funds, we can go to the exchange trial.
This is a very agile procedure provided for by law, and which we will initiate whenever the prior study of the exchange title and the requirements of the debt, (since it must be a liquid debt in the sense of quantifiable in monetary terms; due, if their birth is subject to a period, which has already elapsed; required, that their birth is not subject to any condition whose fulfillment is debatable; and attributable to one or several specific and determined persons or companies) we are faced with one of the assumptions that the Law provides for the beginning of the same.
This is a quick procedure through which you can collect your debt, since in this procedure the possibilities of opposition by the debtor are very limited by Law, and normally the debtor will pay to avoid the seizure of his assets, since after When the lawsuit is filed, the judge will require the debtor to pay, and if they do not do so or object, we will be able to seize assets in sufficient amounts, which is a rather unpleasant situation that the debtor usually avoids.
Likewise, in our office lawyers in Murcia, We carry out the defense of clients against whom this type of procedure is filed, dealing with the study of the exchange title by which the debt was contracted and the circumstances of the same, in order to find the protection established by law as a reason for opposition to it.
