Permanent disability is the situation in which a worker is unable to perform any work activity as a result of a serious illness or injury and, therefore, will be entitled to receive a pension.
Degrees and types of Permanent Disability
To assess a worker's work incapacity, the National Social Security Institute (INSS ) considers not only the severity and progression of the illness or injury, but also how its aftereffects affect the individual's performance of their specific job. Therefore, this agency establishes different levels of Permanent Disability depending on the worker's limitations and whether they affect their usual profession or most professions. Each level corresponds to a different percentage of the benefit received based on the regulatory base.
Partial Permanent Disability
Partial Permanent Disability , or Partial Invalidity, consists of a lump-sum payment. It is the lowest degree of disability and is granted when, due to an injury or illness, the worker has difficulty performing their job, with a reduction of at least 33% in their normal performance.
Partial disability does not imply leaving the job and, therefore, does not terminate the employment contract with the company. For this reason, it is possible to receive compensation and continue working.
Total Permanent Disability
Total Permanent Disability for the usual profession is that which is recognized to a worker when, as a result of his illness or injury, he is unable to perform the tasks of his current job, but is not incapacitated to carry out another different profession.
The Total Permanent Disability benefit consists of a pension of 55% of the regulatory base, although it can reach 75% upon reaching 55 years of age.
Absolute Permanent Disability
Permanent Absolute Disability , better known as Absolute Invalidity , is the degree of work incapacity recognized for those people who have an illness or injury that does not allow them to perform any work or professional activity.
Regarding the amount of the benefit, the Absolute Disability pension involves receiving 100% of the regulatory base.
Great Disability
Severe disability is the highest level of work incapacity. This benefit is granted to people who suffer from an illness or injury that prevents them from performing any work and, in addition, they need the help of another person to carry out the most basic activities of daily living, such as eating, showering, dressing, etc.
The Severe Disability pension entitles the recipient to a monthly payment of 100% of the regulatory base plus a financial supplement. Therefore, it is higher than the Permanent Total Disability pension.
Lawyers specializing in Permanent Disability in Murcia
If you suffer from an illness that prevents you from performing your job, you will be entitled to receive benefits if it is proven that you meet one of the conditions protected by law. Our law firm in Murcia offers you the necessary legal support to process your disability claim. Therefore, we encourage you to schedule an appointment with one of our lawyers specializing in Permanent Disability in Murcia.